Myths About Travel Insurance

Travelling abroad without insurance is the same as travelling without a toothbrush.

Be a smart traveler and next time when you make your list of to do things; remember to add travel insurance to it. By investing a very small amount you can be relieved and covered for any unexpected turn of events. Most of us are reluctant to get travel insurance as we feel no need for it. Let’s read some myths related to it and help you make a sound decision next time.

1. Will an Air Ambulance be Covered?

A good travel insurance company will cover the cost of hiring an air ambulance in the situation where a policy holder falls ill or faces an emergency situation. But be double sure and read the terms and conditions carefully before signing the dotted line. Certain companies will not cover you if your medical condition falls in the category of medical tourism.

2. Will it Cover all Illness During Travel?

As mentioned before it is better to read and be double sure than to assume that it will. Remember a long distance transportation services company will offer you their services only if you are covered for it. There are exceptions if you lifestyle includes dangerous activities like skiing, bungee jumping or scuba diving for example, then coverage might be difficult.

3. Isn't the Credit Coverage Enough?

Most reputed credit card companies offer long distance medical transport services to a limited extent. But it has been seen that in most cases the coverage on the card does not take care of all medical costs and the card holder might require additional coverage. Read carefully.

4. Do I Need Insurance Even for a Short Trip?

Travel insurance is a sound investment be it a short trip or a long one. You need to remember that sickness will not warn before coming. Accidents can happen anywhere and cause a delay or upset in the plan. At that time a good insurance for travel can come very handy.